Utah Notary Practice Test

According to UCA 46-1-9, what constitutes a materially incomplete certificate?

1. Inclusion of incorrect dates

2. Lack of notary's signature

3. Failure to add the names of appearing signers

4. Omission of the notary's commission number

The correct answer is: Failure to add the names of appearing signers

A materially incomplete certificate undermines the validity and effectiveness of a notarized document. In the context of UCA 46-1-9, a certificate is considered materially incomplete if it fails to include essential information that identifies the parties involved in the notarization process. The inclusion of the names of the appearing signers is crucial because it ensures that there is a clear record of who executed the document and who is verifying it. If the names are omitted, it not only creates ambiguity about who is involved, but it may also lead to challenges regarding the authenticity of the signature, the intent of the parties, and the overall legitimacy of the notarization. By ensuring the names of the appearing signers are included, the notary provides a complete and accurate record which is essential for legal verification and future reference. Therefore, the absence of this information directly impacts the integrity of the notarized document, rendering the certificate materially incomplete.